Monday, April 27, 2009

Do insurance companies only cover for the dental offices they assign you to?

Our dental insurance company is Benefits Insurance Unlimited or smething like that. It "assigned" us to SmileCare. They have an ortho there, but my mom wants me to get my braces done elsewhere my aunt reccommended. Will the dental insurance benefits only apply at the SmileCare they assigned us, or will it also apply at the other place we want to go to to get my braces done? Thanks.

Do insurance companies only cover for the dental offices they assign you to?
Oh, no, the benefits they state will ONLY apply to the SmileCare, or other in network provider.





There MIGHT be out of network benefits elsewhere, or there might be NO out of network benefits. But you can, at the very least, count on paying a lot more somewhere else.
Reply:You should call the local dentist that IS supported and ask if your insurance will include another local orthodonist.

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